Every career path has its twists and turns, however freelance photographers face a unique set of problems, and are often under greater pressure to overcome them.

Unlike a regular 9-5 job where a problem may have a negative impact on your productivity or mood, the same problem for a freelancer has the potential to directly affect their livelihood. 

But what are the biggest problems freelance photographers face?

Problem 1 – Plagiarism

In this media saturated, digital age, it’s likely that you will face an issue with plagiarism at some point or another. It’s not uncommon for freelance photographers to unknowingly use somebody else’s work, and in the worst-case scenario you could end up facing a costly claim.

How to solve it

Professional Indemnity Insurance can cover you against claims that you have infringed someone’s copyright or confidence.

Problem 2 – Trusting your own judgement

If you’re used to working in a busy studio with other people giving their input, working freelance can come as a harsh reality check. When you’re working for yourself, you don’t have a team of colleagues there to back up important decisions so you need to be able to trust your own instincts.

How to solve it

Listen to your clients and respond accordingly. If an issue does arise with the standard of your work, Professional Indemnity Insurance will protect you from a client claim.

Problem 3 – Separating personal and business liability

As a freelancer, there is no separation between ‘your business’ and ‘you’. If you are sued as a result of your work then you will be personally liable, putting your individual assets at risk.

How to solve it

Protect yourself and your business with specialist photography insurance

Problem 4 – Client misunderstandings

When you work without an official business structure, there is more opportunity for a misunderstanding about the project, deadlines and payment.

How to solve it

Always work with a general contract in place. It doesn’t have to be long or complicated, just something that details the obligations of each party. A written agreement will give you protection should a client misjudge your intentions. 

Infocus Photography Insurance gives you the peace of mind needed when you’re working as a freelance photographer.

For more information on any of our insurance packages then visit our policies page or contact us on 0844 811 8056 for advice.