Professional Indemnity Insurance for photographers

Professional Indemnity Insurance for photographers

Reputation is important in the photography business. Most photographers get their business through recommendation but very occasionally a job goes wrong. 

When you’re accused of making a professional photography mistake you need to make sure it doesn’t cost you and arm and a leg. That’s where professional indemnity insurance for photographers comes in.

Professional indemnity (PI) insurance protects you if you face claims of professional negligence from clients, customers, suppliers or other people. Our insurance covers the cost of legal fees and, if necessary, the cost of compensation.

One particularly important aspect of PI is that it should be seen as a long-term commitment. The period of cover needs to include the time that any claim is made, which could be years after the initial mistake.

We’ll make sure that we cover you for problems rooted before your current policy began, which subsequently come to light. (query)

Why do photographers need Professional Indemnity Cover?

Professional indemnity cover is particularly relevant for photographers because you offer a professional service and advice.

When unique events rely on your performance on the day, the consequences of failing to deliver the goods may be serious.

A fashion photographer who loses the digital files from an expensive shoot may be sued by a magazine for the lost time of its models and staff. Meanwhile, a wedding photographer whose footage of the big day fails to live up to expectations will have to answer to the bride and groom. In each case, professional indemnity cover would help to protect against claims that the photographer had been professionally negligent.

Our insurance packs also cover:

  • Camera malfunction
  • Breach of copyright
  • Loss or damage to your work caused by either you or your processing lab
  • Operator error
  • Plagiarism
  • Libel and slander

Cover yourself now with one of our comprehensive insurance packs exclusive to professional photographers.The best choice for photography insurance.